What is the best definition of a credit score everfi?

A credit score is a numerical representation of a person's creditworthiness, which is calculated based on various factors, such as payment history, amount of debt, length of credit history, credit utilization ratio, and new credit inquiries. It is used by lenders to determine the likelihood of a person repaying their debts on time. A higher credit score indicates that a person is more likely to be a responsible borrower, while a lower credit score suggests a higher risk of default. Ultimately, a credit score helps lenders assess the level of risk involved in lending money to an individual.